Access Plan

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Your key to a lifetime protection and financial security for your family.

Access Plan is a 12-year pay plan that provides maximum protection for life.

Plan features:

    • Issue age: 0 – 65 years old
    • Minimum coverage: PhP 100,000
    • Cash values start on the second policy year
    • Built-in Terminal Illness Benefit that can advance 50% of the face amount or a maximum of 2 million

Optional Riders:

    • Accidental Death Benefit (ADB)
    • Hospital Daily Income Benefit (HDIB) up to age 65
    • MediCash extends up to 10 years or up to age 55, whichever comes first
    • Waiver of premium due to total and Permanent Disability (WPD)