PhilLife Certi5

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PhilLife Certi5

PhilLife Certi5 – Investment Plan

PhilLife Certi5 – Investment Plan

Make your money work harder with an investment plan that helps you grow beyond what a regular savings account can offer. With PhilLife Certi5, you can boost your earnings by 5% every year for 10 years.

  • Make your money work harder with an investment plan that helps you grow beyond what a regular savings account can offer.
  • Invest a minimum of P100,000 single premium, and earn a guaranteed 5% annually, starting at the end of the 2nd year up to the 10th year.
  • No need for medical requirements or proof of insurability.

Find the Right Plan for You

Get an instant estimate of your annual premium and start exploring your life insurance options.









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    Why Choose PhilLife?

    The Premier Standard in Financial Solutions

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    Over 65 Years of Service

    Building trust and security for generations of Filipino families through decades of financial expertise.

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    Digital Convenience

    Access and manage your PhilLife plans anytime, anywhere through our secure online platform.

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    Affordable, Flexible Plans

    Choose from flexible insurance, savings, and protection plans tailored to your personal goals.

    Secure Your Growth Today

    Frequently Asked Questions

    Got questions about PhilLife’s Capital Builder Series? Review these FAQs to understand how each endowment plan can maximize your savings growth over time.

    Eligibility depends on the specific plan:

    • Capital Builder 20: Ages 0 to 70
    • Capital Builder 40: Ages 0 to 60
    • Capital Builder College: Ages 0 to 10

    You pay premiums for a fixed period (typically five years). Your policy then continues to grow over the chosen term (e.g., 20 or 40 years, or until your child is age 22). Upon maturity, you or your beneficiary receives the guaranteed face amount, plus any additional benefits specified in your plan.

    Capital Builder 20 is designed for medium-term goals such as business start-ups, travel, or major expenses within 20 years. Meanwhile, Capital Builder 40 is tailored for long-term goals such as retirement savings and provides guaranteed funds later in life.

    Premiums can be paid quarterly, semi-annually, or annually, depending on your preference and financial plan.

    You can apply through a licensed PhilLife Financial Advisor or visit any PhilLife office. Our advisors will help you select the plan that aligns with your goals — whether for education, retirement, or capital growth.

    Let’s Build a Secure Future Together

    Stay up to date with PhilLife’s latest insurance plans, investment ideas, and exclusive offers. Whether you’re protecting your family’s future or growing your business, we’re here to guide you through every stage of your financial journey.